AI Chat Pricing Calculator

How AI chat pricing works across GPT-5, Claude, Gemini, Grok and more. Per-token breakdown and why one Multio subscription costs less than stacking separate plans.

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Every major model, one app

How AI chat pricing works

Every provider (OpenAI, Anthropic, Google, xAI, Mistral, DeepSeek) bills by tokens — a token is roughly three-quarters of a word. Input tokens and output tokens are priced separately, and rates vary by model tier.

Multio bundles all major models under one subscription so you do not pay and manage each provider separately. For most users this is 40–60% cheaper than stacking ChatGPT Plus + Claude Pro + Gemini Advanced.

FAQ

How does AI chat pricing work?
Most AI chat providers bill per token — a token is roughly 3/4 of a word. GPT-5, Claude, and Gemini each have their own input/output per-token rates. Multio passes through provider pricing and adds zero markup on metered use.
Will I save money using Multio vs. ChatGPT + Claude + Gemini separately?
Usually yes. Paying three separate monthly subscriptions costs $60-$80. Multio charges one flat fee and lets you use every model — most users save 40-60% on combined AI spend.
Is there a free tier?
Yes. Multio includes a free tier with daily credits across every supported model.